| Share Accounts |
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$25 minimum deposit |
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Free life savings insurance for a maximum of $1,000 up to age 70 |
Share Draft (checking) Accounts |
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No minimum balance |
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Dividend paid on balances over $500 |
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No monthly or per check fees |
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Duplicate checks |
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Automatic transfer from savings account to cover overdrafts |
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Debit card to qualifying members |
Goal Saver Account |
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No minimum balance |
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Dividend paid quarterly |
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Four withdrawals per year |
Christmas Club Accounts |
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No minimum balance |
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Disbursements made October 1 |
Certificates of Deposit |
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6 Months: $1,000 minimum |
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12 month: $1,000 minimum |
Loans |
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Auto |
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Boat |
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Motorcycle |
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Home Equity |
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Signature |
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Tax Advantage Loans (auto loans with a probable tax write-off) |
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Free loan protection insurance for a maximum of $15,000 up to age 70 (excluding Home Equity) |
Visa Credit Cards |
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9.11% APR (purchases, balance transfers and cash advances) |
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No annual fee |
Additional Services |
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Certified checks ($3.00 fee) |
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Wire transfers |
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Direct deposit |
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Payroll deduction |
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Free notary public service |
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Free new and used auto pricing |
