Important Information
 

 

        ILLINOIS COMMUNITY REINVESTMENT ACT NOTICE

 

Under the Illinois Community Reinvestment Act (ILCRA), the Secretary of the Department of Financial and Professional Regulation (Secretary) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations, and consistent with our common bond. The Secretary also takes this record into account when deciding on certain applications submitted by us.

 

Your involvement is encouraged.

 

Members and persons eligible to join our credit union are entitled to certain information about our operations and our performance under the ILCRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent ILCRA Performance Evaluation, prepared by the Secretary; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.

 

At least 30 days before the beginning of each quarter, the Secretary publishes a list of the credit unions that are scheduled for ILCRA examination by the Secretary in that quarter. This list is available from the Secretary at 320 West Washington Street, 3rd Floor Springfield, IL 62786 and 555 W. Monroe St., Suite 500, Chicago, IL 60661. You may send written comments about our performance in helping to meet community credit needs to Gloria Hnojsky, Chicago Firefighters Credit Union, 6230 S Central Ave, Chicago, IL 60638 and to the Secretary at 320 West Washington Street, 3rd Floor Springfield, IL 62786 and 555 W. Monroe St., Suite 500, Chicago, IL 60661 or electronically at https://idfpr.illinois.gov/admin/cra.html. Your letter, together with any response by us, will be considered by the Secretary in evaluating our ILCRA performance and may be made public.


You may ask to look at any comments received by the Secretary. You may also request from the Secretary an announcement of our applications covered by the ILCRA filed with the Secretary.


************************************************************************************************

Protect Your Money with a Trusted Contact

Choosing a trusted contact can help you prevent fraud and scams without giving up control of your finances.

Here are some tips when making this very important decision:

  • Choose Someone You Trust

    • Choose someone reliable like a family member, close friend, or attorney. Consider naming a trusted contact that does not have access to your finances.

  • Ask Your Credit Union

    • Ask us to walk you through our trusted contact policy, including when we will alert your trusted contact and what information we will share in different situations. If you are uncomfortable with something, ask us if you can change or limit what a staff member will share.

  • Keep It Updated

    • Contact us right away if you would like to change or remove a trusted contact from your account.

************************************************************************************************

Thank you, our loyal member.

Due to our very strong financial performance in 2025 your Board of Directors declared a bonus dividend

of .75% for all accounts which was posted to your accounts on 12-31-2025.

In addition to the bonus dividend, we are pleased to now offer a brand new online banking system and mobile app for easy and convenient account access.

We have always believed in the ideal of the credit union movement “People Helping People” and remain deeply committed to providing exceptional member service.

We know that we wouldn’t be the credit union we are without you, our members.

We will continue to look to the future and enhance our service offerings and capabilities to help you achieve your financial goals.

We thank you for trusting us as your financial institution and for your never-ending support.


Gloria L. Hnojsky

President/CEO



************************************************************************************************


CREDIT UNION DEPOSITS

ARE

SAFE, SECURE AND INSURED

 

 As not-for-profit financial cooperatives, credit unions first priority is the people we serve. 

Recent bank failures have no connection to credit unions, but do emphasize how the credit union difference makes a clear difference for consumers.

 ·       Credit union deposits are insured, safe and secure.

·       Our deposits are insured up to $250,000 per individual depositor – the same level as any federally insured financial institution.

·       Credit union members have never lost a penny of insured savings at an insured credit union.

·       Learn more about the credit union difference at YourMoneyFurther.com

·       Visit MyCreditUnion.gov for more information about the National Credit Union Share Insurance Fund coverage for consumers.




*****************************************************************************************************



Protecting Your Financial Identity



It only takes a few seconds to become a victim of financial fraud. But it often takes months to recover.

Armed with discarded credit card receipts, checks, or deposit slips, today's crooks are making unauthorized transactions from victims' accounts, and even opening new--fraudulent--credit card and checking accounts.

There are steps you can take to prevent your identity from theft.

  • Examine all your financial statements. Promptly reconcile your monthly share draft account statement. Save check stubs and credit, debit, and ATM (automated teller machine) receipts. Report discrepancies between your records and monthly statements to the appropriate company. Check credit bureau reports at least once a year.

  • Limit the paper trail. Store receipts and share draft carbons in a safe place. Or shred them, especially areas where account numbers are visible. Shred blank checks from closed-out accounts and expired or unused credit cards. And shred any credit card receipt carbons.

  • Guard your purse or wallet. Thieves often target unoccupied vehicles, unlocked office drawers, and health club locker rooms.

  • Protect your personal identification number (PIN). Never keep your ATM PIN in the same place as your card.

  • Beware of phone scams. Never give your PIN or any other personal financial information to an unknown caller.

  • Check your mail. If you haven't received mail for a few days, you may be the victim of mail diversion fraud. This scam involves a crook forging an individual's signature on a change-of-address form to divert your mail and obtain financial information. If you suspect your address has been changed without your permission, contact the post office.

  • Track financial statements. Find out when financial statements and plastic cards are due to arrive. If they're late, contact your credit union or appropriate issuer.

  • Protect yourself online. New technology allows online vendors to assure customers reasonable security from online theft. If you doubt the security of the vendor, order the items over the telephone.

  • Visit the Federal Trade Commission identity theft Website to view a copy of its publication, 'Take Charge: Fighting Back Against Identity Theft.’




****************************************************************************************

ADA Disclosure

Chicago Firefighters Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA guidelines.

If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 773-581-5253 for assistance.